Budget Travel – A Winter Getaway

  As anyone who knows me would agree, I love to travel.  I’m also ALWAYS looking forward to my next trip or getaway.  Unfortunately, trips are not free and I live on a budget, so I try to fit in mini-vacations as often as I can.  These little getaways can be as simple as a weekend at the cottage, or a camping weekend.  This year, my husband and I decided to splurge on a romantic…

A New Year – A New Budget!

The holidays are my favorite time of year.  Getting to spend time with friends and family, time off to rest and of course lots of delicious food!  The holidays also mean the end of a year and looking forward to a fresh new start to do all those things we kept telling ourselves we should. Last year in review The new year means I get to look back at our last year’s budget and see…

Holiday Shopping Without Breaking the Bank

Once Halloween comes and goes, stores quickly trade their spider-webs and ghosts for fake snow, bells and candy canes.  As the weather gets colder, we start planning for the Holiday season and remembering happy memories of years past, spent surrounded by our family.  For many, the Holiday season is bittersweet as they remember the pain of paying off the debt they incurred buying gifts for all their friends and family.  Although the spending cannot usually…

Budget Travel: Last-Minute Trip to Hawaii

Compared to all the other trips I’ve gone on in my life, my last big trip, to Hawaii was a very last-minute decision.  My husband and I had been planning a trip to Vietnam for nearly a year but we ended up having to cancel the trip less than a month before because he got a concussion and a busy trip to a bustling country speaking a foreign language was not the right thing for…

How I started using a budget at 13

One summer around my first year of high school, my mom told my sister and I we were going on a trip to Winnipeg.  She was attending a symposium of the Canadian Association for Family Enterprise and decided to take us along.  As you can expect, as kids, we were less than thrilled to loose a week of our summer vacation to go to a symposium in Winnipeg, of all places! We were told there…

Budget Travel: A Trip to Italy and France

I love to travel. I was just out of university and my husband (then boyfriend) had never traveled outside of North America.  I wanted to share my love of travel with him and bring him to all of the wonderful places I’d had the chance to visit around the world.  I figured a nice place to start was Europe. When I was younger, my parents brought my sister and I on a trip around Italy…

How to Start Saving

Whether you are new to saving money or you’d like to add to your nest-egg, you have come to the right place.  I hope to help you along your journey and provide you with tools to ensure it is a success.  The five steps below will lead you through the thought process and tools necessary to develop the Spirit of Saving. 1)    Determine what is important to you in life In order to change your…