Seasonal Cooking: Apples

It’s that time of year when we have to come to terms with having to put away our bathing suit and shorts until next year or if we’re lucky, a mid-winter beach getaway.  We start taking out our pants and sweaters and turn off the AC.  Fall isn’t all bad though.  The leaves change colors to beautiful gold and red hues, we get to cuddle with our loved ones under a warm blanket on the…

Budget Travel: Last-Minute Trip to Hawaii

Compared to all the other trips I’ve gone on in my life, my last big trip, to Hawaii was a very last-minute decision.  My husband and I had been planning a trip to Vietnam for nearly a year but we ended up having to cancel the trip less than a month before because he got a concussion and a busy trip to a bustling country speaking a foreign language was not the right thing for…

How I started using a budget at 13

One summer around my first year of high school, my mom told my sister and I we were going on a trip to Winnipeg.  She was attending a symposium of the Canadian Association for Family Enterprise and decided to take us along.  As you can expect, as kids, we were less than thrilled to loose a week of our summer vacation to go to a symposium in Winnipeg, of all places! We were told there…

Cost of Meals at Home vs at a Restaurant

  Today we’re going to see just how expensive it is to eat out on a regular basis and how much you can save by making the same meals at home.  Not only will you be saving money, but you will also be feeding yourself and your family healthier meals because you know exactly what is going in them! We often associate cheap meals with ramen or mac & cheese, but in this article I…

Budget Travel: A Trip to Italy and France

I love to travel. I was just out of university and my husband (then boyfriend) had never traveled outside of North America.  I wanted to share my love of travel with him and bring him to all of the wonderful places I’d had the chance to visit around the world.  I figured a nice place to start was Europe. When I was younger, my parents brought my sister and I on a trip around Italy…

How to Start Saving

Whether you are new to saving money or you’d like to add to your nest-egg, you have come to the right place.  I hope to help you along your journey and provide you with tools to ensure it is a success.  The five steps below will lead you through the thought process and tools necessary to develop the Spirit of Saving. 1)    Determine what is important to you in life In order to change your…